Category Archives: Members

Free Gardening Presentations

Attend a Free Gardening Workshop Presented by Charlene Westgate of Westgate Garden Design

 

Watercolor cactus, wildflowers and hummingbirdCheck out this Fall’s presentation schedule!

All presentations will again be held at:
Desert Bloom Botanical Center
69 W. Esperanza Blvd.
(Next to El Rodeo Restaurant)
Green Valley, Arizona 85614

 

No registration required but seating is limited so plan to arrive early.
Questions? Call Charlene at (520) 829-0399.

 

5 Tips for Successful Desert Gardening

Tuesday, October 16, 2018 – 2:00–2:45pm

New to Arizona and frustrated with desert gardening? Or, an experienced desert gardener wanting new ideas? Learn how working with Nature helps the environment while making your gardening easier, less expensive and more beautiful.

 

Integrated Pest Management

Tuesday, October 30, 2018 – 2:00–2:45pm

Puzzled by how to deal with those pesky pests without resorting to pesticides that can harm wildlife? In this presentation, you’ll learn how to avoid attracting those unwanted guests in the first place, and how to manage those that do show up.

 

How to Prune Desert Plants: The Lazy Person’s Guide

Tuesday, November 13, 2018 – 2:00–2:45pm

Whether you do your own pruning or hire someone to do it for you, understanding proper pruning techniques and pruning schedules will make your life easier and your plants more beautiful.

 

5 Tips for Successful Desert Gardening

Tuesday, November 27, 2018 – 2:00–2:45pm

New to Arizona and frustrated with desert gardening? Or, an experienced desert gardener wanting new ideas? Learn how working with Nature helps the environment while making your gardening easier, less expensive and more beautiful.

 

Gardening to Attract Birds

Tuesday, December 11, 2018 – 2:00–2:45pm

Learn about the Audubon Society’s Habitat at Home program, including how to:

  • Attract colorful birds and local wildlife.
  • Create an oasis of lush native plants while reducing water use.
  • Create shade that cools the yard and reduces air conditioning costs.
  • And much more!

What You Should Know About the Real Estate Inspection Period

What You Should Know About the Real Estate Inspection Period

By Stu Samovitz, Realtor, HomeSmart Pros Real Estate

Real Estate Inspection
Real Estate Inspection

The Inspection period is one of the three major hurdles when purchasing a home. First of course, is the negotiation of the contract to purchase, and the third is the appraisal.

The buyer has an inspection period, usually 10 days to do any and all inspections, and other due diligence. Generally, there’s a full house inspection and a wood destroying organism (termite) inspection. During this period, the Buyer signs a form called the BINSR (Buyers Inspection Notice and Sellers Response). When the Buyer signs the BINSR, that ends the Buyers Inspection period.

The buyer has three choices on this form. Buyer can either Accept the property in its current condition, reject the property and receive any earnest monies back, or give the seller an opportunity to repair anything the buyer asks for.

The Seller has five days to respond. The Seller can accept the buyers request, Deny the request, or do a part of what Buyer asked for. Now the Buyer has five days to accept the sellers response or cancel the contract, and get their earnest monies refunded.

This is not as complicated as it seems, and I will be there to help, advise, and act in your behalf. Please call with any questions about anything concerning the Real Estate Business.

Stu Samovitz, Green Valley realtor
Stu Samovitz

Stu Samovitz, Home Smart Pros Real Estate
“Your No Nonsense Realtor”
stusamovitz.com
520-247-5336

Welcome New Member

VBN Welcomes Heather Fox of Calluna Travel

Heather Fox, Calluna Travel
Heather Fox, Calluna Travel

After her induction, we caught up with Heather and here is what she had  to say about herself and her travel business.

My name is Heather Fox and I own Calluna Travel, a home-based full-service travel agency. While I specialize in escorted tours to the United Kingdom and Ireland, I’m capable of booking any kind of vacation you might desire to any destination around the globe. I’m affiliated with one of the largest travel consortiums in the United States, so I have the resources needed to make your travel dreams a reality. My guiding philosophy is that my client and I are a team. I’ll be with you from our first consultation, through your travel, and until you walk back in through your own front door. I’m only a phone call away if you need me and I’ll be working hard, start to finish, to make sure your vacation is a stress-free and memorable experience.

 

Calluna Travel
Calluna Travel

You might be asking yourself what does it mean to work with a home-based agent? It means that I come to you! Instead of finding the time in your busy schedule to come to my office, you would contact me by phone, e-mail, or social media. In turn, I ask how you would like to conduct our business. Would you prefer to handle everything via e-mail? Or are you more comfortable chatting over the phone? Maybe you would like a face to face meeting? For this, I arrange to meet you in the location of your choosing; a coffee-shop, conference room, or even your home. And with the options now available on the internet, we can even choose to communicate by video-chat if that’s more convenient. I understand your time is valuable. The researching and booking of your vacation can be time-consuming and over-whelming. Choosing to work with a travel professional will give you back that valuable time. Communicating when it’s convenient for YOU is just the first service that I’m able to offer as your travel agent.

A travel agent can save you time, money, and can help find you the perfect vacation. I’m your advocate if things don’t go to plan, and I make sure that you know everything you need to know. A travel professional can make sure that you receive the maximum value for the dollars that you spend. It’s not about holding your hand, it’s about providing you with the customer service you need to make planning and booking your travel as enjoyable as the vacation itself. Give me a call here at Calluna Travel and tell me how I can help you take the trip of a lifetime.

To learn more, you can reach Heather at:

Heather Fox, Owner
Calluna Travel
HC 70 Box 4205
Sahuarita AZ 85629
520-394-5995 phone

Join Us for the End Alzheimer’s Event

Green Valley/Sahuarita Walk to End Alzheimer’s Kick Off Event

Green Valley/Sahuarita Walk to End Alzheimer's Kick Off Event
Green Valley/Sahuarita Walk to End Alzheimer’s Kick Off Event

What: Green Valley/Sahuarita Walk to End Alzheimer’s Kick Off Event
When: Thursday, September 13th 2018 from 4:00-7:00 PM
Where: Sahuarita Town Hall Council Chambers

Stop by and get some information on the Green Valley/Sahuarita Walk to End Alzheimer’s. You can talk to several sponsors, grab a snack, and maybe even win a door prize. Hope to see you there!

Need more information? Contact:
Andrea Smith
Community Outreach Coordinator
Homewatch Caregivers
520-775-2573
asmith@hwcg.com

Steps to Luxurious, Healthy Hair

Steps to Luxurious, Healthy Hair

By Kimberly Molthan, Monat

Today, I spoke to the Vally Business Networkers about what Monat products do for hair. I used a visual demonstration with a piece of yarn as a representation of your hair. The hair you were born with. The strong, healthy hair of your childhood. But as we grow and do things to our hair…..it changes. We play outside and our hair soaks up the UVA and UVB rays. We swim like fish in chlorine. We color, highlight, and bleach our hair. We curl and flat iron it with hot, hot heat tools. And what we can be left with after all of this is not so good. It is frizzy, oily, and sometimes breaking and/or falling out. I demonstrated this with the yarn by twisting and fraying the yarn as I talked.

So, what do we do? We make a run for the drugstore for some products. Maybe even to the salon for salon quality products. And lo and behold, you might start to look good again. And therefore think that these products have healed your hair. Sadly, this is incorrect. These products are filled with parabens and silicones that sit on top of the hair and create a layer of buildup that is masking your real problems. I demonstrated this by putting pieces of painter’s tape over both sides of the damaged yarn. To further evidence my point, I show how, with the tape present, it is now more difficult to curl your hair. To do so you need to obtain hair dryers, curling and flat irons that go up to extreme temperatures. Like 400-450 degrees! The hair strand is so suffocated by the buildup that it just won’t budge until you heat it way up!

Hair styling tools
Turn Down the Heat on your Styling Tools to 285–300 degrees

Once Monat comes into your life, all of this begins to change. Our fabulous products with no harsh chemicals, parabens, sulfates, or silicones EVER begin to remove this buildup layer. It smells great. It softens your hair. It begins to feel amazing!

Quick disclaimer….. EVERYONE is different. How you earned your buildup and damage is different for every person. So, we all will transition differently and at different rates.

As Monat works, it is exposing your real hair little by little. I demonstrated this by peeling away the painter’s tape. As I did, little bits at a time until its all gone. Here is where people are tempted to throw in the towel. Often around the 3-5 month mark, your hair quality suddenly deteriorates. It might be breaking, frizzy, oily, and just not feel great.

Hair Shaft
What Makes Monat Different? It penetrates the hair shaft to nourish your hair from the inside out.

What is Monat doing to your hair, right?! Well, CONGRATULATIONS! You have exposed your real hair. You’ve gotten all the build up off. All the junk. Your hair can now breathe again. It is no longer suffocating. This is the time you DO NOT GIVE UP!!!!

Now, you can get in and really nourish, heal, and repair that hair. Our Rejuveniqe Oil that is infused in all our shampoos, conditioners, and most styling products will penetrate all 3 layers of the hair strand and feed nutrients down to the bulb!

————————————————————————————-

You can reach Kimberly Molthan at:

greathairdaily.mymonat.com
520-975-2921

Credit Scores: The Good, The Bad and the Ugly

Credit Scores: The Good, The Bad and the Ugly

By Kim DeMarco, Licensed Mortage Professional, Sunstreet Mortgage

Credit Score Meter
Credit Score Meter: We All Want a Good Credit Rating

Your credit score is a numerical representation of your statistical likelihood to repay credit that is extended to you.

Sound daunting does it?

Establishing a good credit score is really quite simple—pay your bills on time, don’t over-extend yourself with debt, don’t file bankruptcy, and don’t let your house go into foreclosure.

Sounds easy enough, but we all know that “life” can get in the way. So here a few do’s and don’ts when it comes to your credit:

Do:

  • Pay your bills on time—even a 30-day late payment can greatly affect your credit.
  • Establish a credit history.
  • Review your credit report regularly for any possible fraud or identity theft.
  • Use Lifelock or a similar company to assist you in thwarting identity theft.

Don’t:

  • Apply for numerous credit cards, especially within a short period of time.
  • Close your revolving credit cards, even if you are not using them.
  • Allow accounts to go to collections.
  • Settle for less than what you owe.

We all know there are exceptions to the rules, but these are your best bests to maintain good credit.

Your credit score dictates if you can get credit and how much you will pay for the money you are borrowing. Take care of it and it will take care of you!

When trying to repair your credit, beware of those who charge for credit repair services, preying on people with credit issues. Reputable organizations, like Sunstreet Mortgage, offer a credit repair program for clients wanting to purchase a home. Give us a call today for a free consultation.

For more information, contact:
Kim DeMarco

Branch Manager/Licensed Mortgage Loan Officer NMLS# 410006
255 W. Esperanza Blvd.
Green Valley, AZ 85614
southazlending.com
(520) 625-9493

5 Reasons You Should Have a Business Card

5 Reasons You Should Have a Business Card

By Hank Andrade, O’Reilly Chevrolet Collision Center in Green Valley

Business Card

Here are five reasons why the old school business card is still important and why you should have a pocket full of them at all times.

1.) Swapping contact information digitally is impersonal.

Networking is about making genuine connections. Sending contact information via text or email on the spot is convenient but it is also extremely impersonal. Engaging in eye contact and actual conversation is how real relationships begin.

2.) They are the most effective direct marketing tools.

Email marketing, search engine optimization, and paid media all do a great job of attracting leads and prospects, but they still aren’t effective as an in person meeting sealed with a handshake along with a business card exchange.

3.) A business card is the first impression of your brand.

When you meet someone that could potentially be a great prospect or connection, don’t you want him or her to walk away with a great first impression? A memorable business card does a lot more than just pass on an email address or phone number.

4.) Creative business cards get shared—continuing to market for you.

A business card is a physical object that a potential prospect leaves the encounter with. Your brand stays with them.

5.) Business cards show you are prepared.

If you met two individuals and one was scrambling to find a pen and something to write on and the other person simply pulled out a business card. Who would you want to do business with?? Having business cards on you at all times shows how prepared you. It is a great indicator that you are a professional. Fear not conversations will still end with, “let me give me you my business card.”

So the next time you go to a networking event, be prepared with your business cards!

How to Choose a Landscape Professional

A BEAUTIFUL LANDSCAPE can add value to your home, but how do you choose the right landscape professional for your needs? There are four types of landscape professionals, each with their own areas of expertise. Understanding these distinctions will assist you with selecting the right professional for your needs. They include: landscape nursery sales staff, landscape maintenance workers (often referred to as “landscapers”), landscape contractors, and landscape designers.

Landscape Nursery Salesperson

Landscape Nursery Salesperson
Landscape Nursery Salesperson

The job of landscape nursery staff is to sell plants and plant supplies. To do that well, most are well versed in local and regional plants and their care. Generally, nursery sales people do not have training in design or in landscape construction, but many do have a background in horticulture. This often makes them excellent resources when you need to select a few plants for an existing landscape, to identify a plant that is already on the site, or to provide products to fertilize plants or to treat for pests and diseases.

Remember that they’re hired to sell, so judge if their recommendations are appropriate.

Because nursery workers do not leave the nursery to visit your site, they are unable to assess site conditions to determine the best plants and/or plant locations for your site or to provide a comprehensive landscape plan. In addition, it’s important to find a worker who is attentive to your best interests.

Landscape Maintenance Worker (“Landscaper”)

Landscape Maintenance Worker
Landscape Maintenance Worker

As the name implies, a landscape maintenance worker specializes in the care of existing landscapes, such as: pruning, weeding, mulching and clean up of debris. Because pruning is a specialty, it is important to hire someone with extensive experience as poor pruning can kill or stunt an otherwise healthy plant.

Landscapers are usually qualified to assist with planting a few plants in an existing landscape, but the are not trained in landscape design or construction both of which require specialized training and/or licensing. In most cases, a landscaper is not required by the state of Arizona to get a license as long as they’re only handling landscape maintenance and minor landscape repairs. It is important to hire a licensed contractor if you need construction, electrical or irrigation work (see below).

Landscape Contractor

Landscape Contractor
Landscape Contractor

A landscape contractor is trained in construction, specifically as it relates to landscaping. They are required to be licensed in the state of Arizona. It is important to hire a licensed contractor as this protects you with the peace of mind of a warranty on their work, bonding should there be a construction accident on your property, the ability to get permits if required, and state arbitration in the event of a dispute. Landscape contractors are best used to execute a landscape plan, and are qualified to construct barbecues, pergolas and walls, and to install plants, concrete, pavers, irrigation systems, etc.

Landscape contractors generally are not trained in design although the larger firms frequently have a landscape designer on staff. Often, “design” services are generic plans that can only be used if you work with their firm, leaving you locked in with that contractor and unable to shop for the best prices on implementing the plan. Although these designs are often represented as “free” you should understand that their costs are built into the charges, often inflating the construction costs.

You should also determine if the contractor is providing a plan that is in your best interests, and if the materials recommended are best for your needs and budget, or if they are left from a previous job and simply need to be unloaded. Also, because a contractor makes more when they do a more elaborate landscape, it’s essential to feel that the contractor has planned with your budget in mind, and has provided you with a contract that clearly defines everything that is included in the plan and that requires them to stay within budget and finish on time.

Landscape Designer

Landscape Plan
Landscape Plan

A landscape designer is trained in landscape design, and often has some type of design education and/or certification. Although construction experience is not required, many independent designers started out working for contractors, and part of the design training is in construction techniques and materials as relates to landscaping design.

Landscape designers are also trained to conduct a client interview to determine your desires and goals, to do a thorough assessment of your site, and to take precise site measurements before beginning the design. All this allows the designer to create a plan that is both beautiful, functional and meets your goals.
Plans are drawn to scale and ready to present to a landscape contractor. This gives you the freedom to get bids from several contractors and to select the contractor that provides you with the best value. And during construction, the designer can act as your advocate to assure that the contractor is implementing the plan as intended.

In addition, most landscape designers charge a flat fee based on the size of the area being designed, rather than on sales of products or additional services, enabling them to focus on your needs rather than upselling. For these reasons, the typical design fee usually more than pays for itself in savings in construction costs.


Charlene Westgate

Charlene Westgate is a Permaculture Landscape Designer with Westgate Garden Design. She uses Nature as a resource to create more beautiful landscapes that are easier and less expensive to maintain. She specializes in native plants, pollinator gardens and rain water harvesting. To learn more, check out her website at: westgategardendesign.com

Why I’m Passionate About Monat Hair Care

My name is Kimberly Molthan. I am a Market Partner with Monat Hair Care and fairly new member of the Valley Business Networkers. It is my honor and privilege to share with you why I am so passionate about Monat.

Monat

Monet products
Monat Products

Monat is an anti-aging, naturally-based hair care company that combines the best of nature with cutting edge science. Our products are safe for all family members and hair types….including colored and chemically treated hair and those with extensions. Our ingredients are all pure, organic, and sustainable.

We provide a 30 day money back guarantee and have a less than 1% return rate. Our products are all made in the USA in our own laboratory, packaged in our own manufacturing facility, and shipped out directly to the customer from our very own distribution center. We even have 2 years of 3rd party clinical trials to prove that our products actually do what we claim!

The not-so-secret ingredient infused into nearly all Monat products is Rejuveniqe Oil. A proprietary blend of 13+ unique ingredients that include vitamins, minerals, antioxidants, beta-carotene, omega 3 fatty acids, and essential oils. It mimics the body’s natural oils and therefore is completely absorbed without being greasy. It penetrates the 3 layers of the hair strand, feeding nutrients all the way to the bulb. And truly healing your hair from the inside….out!

Monat difference
The Monat Difference

We also have other innovative products with first-of-its-kind formulations…like our Rejuvabeads! This product, through micro-encapsulation, selectively targets and heals split ends and other damage along the hair shaft! And Monat has isolated 20 other missing products in the hair care industry and are currently working on those formulations now!

Tips for Great Results

  1. Monat products are very concentrated; therefore you are going to use a lot less then any other product you have used before! A dime sized amount for short hair, nickel size for medium length hair, and a quarter sized amount for long hair.
  2. This is a treatment system. You are not going to see the best results on your first use. Your hair will change after one wash but it varies between people. Give this product time! Your hair didn’t get damaged in one day and it will not be 100% better in one wash. Monat heals from the inside…out!
  3. Also remember we have many systems. If one isn’t working for you, we will have one that does!
  4. Always shake your Monat to activate the exceptional, botanical ingredients!
  5. You should ALWAYS shampoo twice with Monat and leave each application on for 1–2 minutes. The first shampoo removes dirt, oil, and buildup. It will not lather as it’s hard at work. The second shampoo is doing the anti-aging and scalp nourishing magic! It will suds up nicely for you! Conditioner should be left on for 3–5 minutes before washing out completely! If these steps are followed, your hair will be the softest, healthiest, and most manageable of your life!

Monat vs. Other Hair Care Products

Because Monat is highly concentrated, you use a fraction of the amount needed with traditional hair care products that are mostly water, with little product. So although Monat products are a little more expensive up front, you save money in the end by getting more product for your money.

Conclusion

In conclusion, if you’re interested in learning more about Monat products and the 3 different options for purchasing them, I’d be delighted to talk. My contact information is listed below.

I’m pleased to be part of this new VBN “family” I’ve found and I am beyond grateful to represent, support, and refer any and all of these amazing people and businesses!

Kimberly Molthan
Monat Hair Care
Website: www.greathairdaily.mymonat.com
Facebook Business Page: Great Hair Daily
Email: kimberlymolthan@aol.com